5. NETWORKS AND DISCOUNTS
Almost all insurance plans and benefits programs work with medical care providers to access discounted rates. In broad strokes, networks consist of medical professionals and facilities who agree, by contract, to charge discounted rates for services rendered. Your company might be one of these networks but make sure you check the network’s list of physicians and facilities before finalizing your insurance coverage options in order to avoid any later disappointments.
If you are looking for a new health insurance policy or if you are just curious about the health insurance market at large, then chances are that you have been bombarded with ads, commercials, and other marketing materials that have flooded the airways and the internet. In a time when jobs are scarce and people are worried about their health, health insurance companies are taking advantage of a bad economy to get more people to sign up for their policies. While you may think that health insurance policies are a good idea, you may not be aware of the facts about health insurance policies.