1. Portray yourself as a ‘safe’ candidate:
There’s no reason that you should pay more for your car insurance than you absolutely have to, right? So don’t give up on finding the right company to insure your vehicle any time soon – because as it turns out, you’re a heck of a driver and there are enough companies out there looking to reward safe drivers like you!
2. Show your Creditworthiness
As an insurance risk management entity, we care very much about paying out to you on schedule. In order to reduce the risk of making late payments, we will decrease your payment amount when we find a history of you meeting agreed-upon deadlines and not falling behind.
3. Practice Financial Wisdom
The way in which you structure and pay for your policy can reduce the risk that your insurance company faces with respect to you as a customer. The higher their risk, the less likely they’ll be to ensure a particular person (you) which means they’ll charge you more. If you can lower their risk by paying on time, not getting into many accidents, increasing your deductible, and so on, you’re more likely to get insured at a lower rate.